If you’re aged 75 or over and receive Pension Credit, you can claim a free TV licence starting in October 2025. The UK government is offering this relief to support pensioners in managing living costs, which have been rising in recent years. With a standard TV licence costing £174.50 per year, this benefit can make a significant difference. In this article, we will walk you through everything you need to know about claiming your free TV licence, eligibility, and additional discounts for those with visual impairments.
What is a TV Licence?
A TV licence is required to:
- Watch or record live television from any channel, including BBC.
- Watch live BBC TV or content on BBC iPlayer.
The standard TV licence fee for the year 2025 is set at £174.50. However, pensioners and those with certain health conditions can apply for discounts or exemptions.
Eligibility for a Free or Discounted TV Licence
The Department for Work and Pensions (DWP) has introduced several discounts for pensioners and individuals with disabilities to make television access more affordable:
1. Free TV Licence for Pensioners Aged 75+
If you’re 75 or older and you receive Pension Credit, you can claim a free TV licence that covers both you and anyone else you live with, regardless of their age.
- Eligibility: 75+ and receiving Pension Credit.
- How to Claim: You must apply when you turn 75. Applications are not automatic. You can apply online through the TV Licensing website or by calling 0300 790 6117 for an application form.
2. 50% Discount for Blind or Severely Sight-Impaired Individuals
If you are blind or have a severe sight impairment, you can claim a Tv License 50% discount on your TV licence fee.
- Eligibility: You must have a certificate from your local authority ophthalmologist confirming your visual impairment.
- How to Claim: Apply online through the TV Licensing website or contact 0300 790 6117. You’ll need to provide proof of your sight impairment.
3. Care Home and Sheltered Housing Residents
If you live in a care home or sheltered housing, you might be eligible for a £7.50 ARC licence. This is applicable only if you watch TV in your own accommodation, not in communal areas like residents’ lounges.
- Eligibility: Must be living in care home or sheltered housing.
- How to Claim: Speak to the warden or administrator at your care facility to apply for an ARC licence.
How to Claim Your Free or Discounted TV Licence?
The process for claiming a free or discounted TV licence varies based on your circumstances.
For Pensioners Aged 75+ on Pension Credit:
- Apply Once You Turn 75: Free TV licences are not automatically issued, so you must apply when you turn 75.
- How to Apply:
- Apply online via the TV Licensing website.
- Or call 0300 790 6117 for an application form.
For Individuals with Visual Impairments:
- Apply for the 50% Discount: If you’re blind or have severe sight impairment, you must submit proof of your condition along with the application.
- How to Apply:
- Apply online via the TV Licensing website or call 0300 790 6117.
- Provide a photocopy of your ophthalmologist’s certificate along with the application form.
For Residents of Care Homes or Sheltered Housing:
- Apply for the ARC Licence: Contact the warden or administrator at your care facility to apply for the ARC licence.
What to Do If You’ve Already Paid for a Full TV Licence?
If you’ve already paid the full TV licence fee but believe you’re eligible for a discount or exemption, you can apply for a refund.
- How to Apply for a Refund:
- Contact TV Licensing directly. They will assist you in applying for a refund based on your eligibility.
Additional Benefits for Pensioners
Pensioners may also qualify for additional support alongside their free or discounted TV licence:
1. Pension Credit
- A top-up benefit that helps those with low income. It is designed to ensure pensioners receive a guaranteed minimum income.
2. Winter Fuel Payment
- A one-off payment to help pensioners with heating costs during the colder months.
3. Cost of Living Payments
- Additional rounds of financial aid may be introduced depending on inflation or rising energy costs, offering further relief for pensioners.
Conclusion
The free TV licence for pensioners aged 75+ who claim Pension Credit is a significant benefit, offering financial relief amid rising living costs. With free licences and discounts available to eligible individuals, it’s crucial for pensioners to apply for these benefits.
Make sure to apply for your free TV licence before your 75th birthday and keep your bank details updated. If you are eligible for additional discounts or the ARC licence, don’t forget to contact TV Licensing and provide the necessary documentation.
By staying informed and applying early, you can ensure that your pension income remains as accessible and supportive as possible during your retirement years.
FAQs
1. Will my pension automatically increase with these reforms?
Yes, many workers will see automatic consolidation of smaller pots and higher returns due to the introduction of megafunds.
2. How will the increase in state pension age affect me?
If you were born after April 1960, you will have to work until 67 instead of 66 to qualify for your state pension.
3. Can I still claim incapacity-related benefits under the new system?
Yes, current claimants will continue to receive support at the current rate, but new applicants after April 2026 will receive a reduced amount.
4. How can I plan for these changes?
It’s essential to review your pension pots and ensure they are consolidated. You should also consider seeking financial advice to help navigate these changes.