As 2025 draws to a close, talk of a “fourth stimulus check” has reemerged across social media, sparking confusion among taxpayers hoping for relief amid high inflation and ongoing tariff policy shifts. Posts claiming that $1,390, $1,702, or $2,000 IRS payments are coming in November have gone viral — but the IRS and U.S. Treasury have confirmed that no such federal stimulus or rebate program currently exists.
Instead, Americans may see other types of payments this year, including state inflation rebates, property tax relief, and pending tax refunds. Here’s a clear breakdown of what’s actually available — and how to protect yourself from scams pretending to be from the IRS.
“If you get a message promising a stimulus check or refund faster for a fee, it’s a scam — the IRS will never call, text, or email you asking for banking or personal details,”
— IRS Commissioner Daniel WerfelAlso Read
IRS Refund Status Stimulus Checks 2025: Full Payment Schedule & Check Eligibility
IRS Tax Fourth Stimulus Check 2025: Overview
| Program Type | Status in 2025 | Administered By | Average Payment / Benefit |
|---|---|---|---|
| Federal Stimulus Checks | None currently authorized | IRS / Treasury | N/A |
| State Inflation Rebates | Active in select states (NY, NJ, PA, CO) | State tax departments | $200–$1,750 |
| American Worker Rebate Act (proposed) | Pending in Congress | Federal | $600–$2,400 (if approved) |
| IRS Tax Refunds | Ongoing | IRS | Varies by filer |
| ANCHOR Property Tax Relief | Active in New Jersey | NJ Division of Taxation | $450–$1,750 |
Is There a Fourth Stimulus Check in 2025?
No — there is no federal fourth stimulus check. The IRS and the U.S. Department of the Treasury have not announced any new direct payments or emergency relief under federal law.
While speculative reports about “tariff rebate checks” and “DOGE dividends” continue circulating, these remain unverified proposals, not enacted policies.
The Truth Behind the Rumors
- Amounts circulating online ($1,390, $1,702, or $2,000) are not official figures.
- Congress has not passed any legislation authorizing new payments.
- No federal agency (IRS, Treasury, or SSA) has issued payment schedules for new checks.
- Past stimulus deadlines have expired: April 15, 2025, was the final day to claim missing 2021 stimulus payments via the Recovery Rebate Credit.
“Any new stimulus would require formal legislation — it cannot be launched by presidential order or IRS memo alone,”
— Dr. Janet Holtz, Policy Director at the Brookings Institution
What About the American Worker Rebate Act?
Missouri Sen. Josh Hawley’s 2025 proposal, the American Worker Rebate Act, aims to send direct checks between $600–$2,400 to working families. However, the bill is still pending in committee and has not been passed by Congress.
| Rebate Category | Proposed Amount | Status |
|---|---|---|
| Individual Workers | $600 | Not approved |
| Married Couples | $1,200 | Not approved |
| Family of Four | $2,400 | Pending proposal |
“The idea is to give working-class families a refund from the tax base they’ve built,” said Sen. Hawley, “but it still needs bipartisan support.”
State-Level Inflation & Property Tax Relief Programs
Even without a federal check, several states are offering relief payments through their own programs funded by budget surpluses or inflation rebates.
1. New York Inflation Refund Checks (2025)
- Payments: Up to $400 per household
- Eligibility: 2023 NY tax filers with incomes under $150,000 (joint) or $75,000 (single)
- Distribution: Automatic by mail or direct deposit
2. Pennsylvania Property Tax & Rent Rebate Program
- Expanded 2025 eligibility: Seniors 65+, widows/widowers 50+, disabled adults 18+
- Payments: Up to $1,000, mailed automatically
3. New Jersey ANCHOR Property Tax Relief
- Homeowners 65+: Up to $1,750
- Homeowners under 65: Up to $1,500
- Renters 65+: Up to $700
- Renters under 65: Up to $450
- Deadline: October 31, 2025
4. Colorado Cash Back Program
- Payments of $750 (individuals) and $1,500 (joint filers)
- Based on 2024 tax returns filed by April 15, 2025
| State | Program Name | Average Payment | Distribution Period |
|---|---|---|---|
| New York | Inflation Refund | $150–$400 | Oct–Dec 2025 |
| Pennsylvania | Rent/Property Rebate | $650–$1,000 | Ongoing |
| New Jersey | ANCHOR | $450–$1,750 | Oct–Nov 2025 |
| Colorado | Cash Back | $750–$1,500 | Through Dec 2025 |
Tariff Rebates & “DOGE Dividend”
Former President Donald Trump has suggested that revenue from new import tariffs could be redistributed as “tariff rebate checks” or even $5,000 “DOGE dividends” based on savings identified by the Department of Government Efficiency (DOGE) initiative, headed by Elon Musk.
However, these ideas remain conceptual and unapproved. No federal agency has set aside funds, authorized a payment mechanism, or created eligibility guidelines.
“Unless Congress enacts a formal appropriation, tariff rebate checks are purely hypothetical,”
— Dr. Alan Romero, Georgetown Public Policy Center
IRS Tax Refunds & How to Check Status
If you filed your 2024 tax return this year, your refund — not a new stimulus — may still be pending.
IRS Refund Timeline
| Refund Type | Processing Time | Delivery Method |
|---|---|---|
| E-Filed with Direct Deposit | Within 21 days | Bank account |
| Paper Filed with Check | 6–8 weeks | USPS mail |
| Amended Returns | 8–12 weeks | Mail only |
To check your refund:
- Visit irs.gov/refunds
- Use the “Where’s My Refund?” tool
- Input your Social Security Number, filing status, and exact refund amount
- Review status: Return Received, Refund Approved, or Refund Sent
You can also call the IRS Refund Hotline: 1-800-829-1954 (Monday–Friday, 8 AM–7 PM local time).
Avoiding Stimulus & Refund Scams
The IRS has reported a spike in scam attempts tied to fake refund offers, tax credits, and stimulus payments.
Red Flags to Watch For
- Texts or emails claiming you’re “approved for a new stimulus.”
- Websites mimicking IRS.gov but using different domains.
- Requests for your bank or Social Security information.
- Social media posts offering “expedited refund” services.
“The IRS never contacts taxpayers by text or social media to discuss refunds or benefits,”
— IRS Criminal Investigation Division
If you suspect a scam:
- Forward suspicious emails to phishing@irs.gov
- Do not click on links or attachments
- Verify directly through IRS.gov or your tax preparer
Bottom Line
As of November 2025, there is no federal stimulus check on the way. Any message promising IRS payments of $1,390, $1,702, or $2,000 is false or misleading. Americans can, however, expect regular tax refunds, state inflation reliefs, and property tax rebates — all legitimate programs verified by state and federal agencies. Always verify updates through IRS.gov and official state tax portals, and avoid sharing personal information with unsolicited contacts.
FAQs
Is there a 4th stimulus check coming in 2025?
No. The federal government has not approved any new stimulus checks or relief deposits this year.
What was the deadline to claim the third stimulus check?
April 15, 2025, was the final deadline to file for the $1,400 Recovery Rebate Credit (from 2021).
Who is getting relief checks this year?
Residents in states like New York, New Jersey, Pennsylvania, and Colorado are receiving state-level inflation or tax rebate payments.
How can I check my IRS refund status?
Use the official “Where’s My Refund?” tool on IRS.gov or call 1-800-829-1954 for automated updates.
Are Trump’s “tariff rebate checks” or “DOGE dividends” real?
Not yet — they are proposed ideas without legal authorization or funding.